Money Matters

6 Tips To Avoid Financial Stress On Your Dream Trip Abroad

·12 April, 2022
·Samantha - Travelling King

Is traveling outside the country one of your long-term dreams? Maybe, you had several fantastic places on your bucket list, and after waiting so long, preparations are taking place. You have your passport, visa, vaccination record, and other requirements necessary for your travel. You've most likely researched your destination, accommodation, and travel itinerary. But the preparation doesn't end there. Traveling involves several other expenses, which require proper planning and budgeting. Or else, you could end up overspending, resulting in financial stress during and after the trip. Luckily, there's a lot you can do to prevent it. Learn how by reading…

5 golden rules of a remote-working freelance writer

·27 February, 2019
·Samantha - Travelling King

Sooner or later, many of you, creative people in love with words, arts, and travels, get fed up with a 9-to-5 office job. You start thinking of dropping everything and striking out on your own. The world of freelance writing seems a paradise with cotton candy clouds and tons of time to travel. But the truth is rather different. After you give up the office chair for the fun and unbridled life of a freelancer, a lot will change: your attitude to life, money, and business; your daily routine; your opportunity to travel and be mobile, working from any place…

Text sign showing Budget Plan. Conceptual photo Accounting Strategy Budgeting Financial Revenue Economics written Sticky Note the wooden background Coffee Cup Heart Marker next to it.

Teaching Children about Finance – Part 1

·13 July, 2018
·Samantha - Travelling King

Well. Well. Your Child is Asking You for Some Money? What to do? - Part 1 Frequently, a youngster asks a parent for money to pay for something vital to that child. The plea goes like this, “Dad (Mom), I need _______, can you give me the money?” plea. Fill in the blank with any of many things the kid is pleading for: a skateboard, a football, to go skiing, etc. Each plea is an opportunity to incrementally shift from simply giving the child the money - to having the kid commit part of the money from his or her…

Locked wallet with chain and padlock save money concept

Going Broke…..

·10 June, 2018
·Samantha - Travelling King

Nobody knows you when you’re broke What does it mean to be “broke”? Privately, one of your buddies shares “I’m broke!” What are you to make of his admission? Seems straight-forward, he doesn’t have any money. Definition-wise, a Merriam-Webster dictionary agrees, going broke means “to spend or lose all of one’s money”. At closer look, it’s more vague than specific. Exactly what is “one’s money” that has evaporated? There are lots of possibilities: He’s living paycheck to paycheck and has entirely spent the most recent one. And, he has no other monetary resources (savings). The next paycheck will provide relief…

12 Lessons I’ve learnt on my blogging journey and what you can learn from them to!

4 Legit Ways To Make Money While Blogging

·5 May, 2018
·Samantha - Travelling King

Everyone loves the idea of a passive income. Loosely, it means earning money without actively trying to do so, and who doesn’t love earning money? You’ve probably heard of the many ways that you can do it, from owning and renting out a house to running a side hustle business alongside your main job. You’ve also probably heard of the bloggers who are raking in the cash in their sleep, which always sounds too good to be true, doesn’t it? However, if you want to get a piece of that blogging pie, I can help. Blogging is a full-time job…

The Budget Planning Retreat: Dialing Down the Stress Level in Money Matters

·5 May, 2018
·Samantha - Travelling King

Developing a personal budget and annually adjusting it is a mentally taxing, sometimes frustrating process. Every cubicle of expenses requires some portion of the given funds available. For fixed expenses, the allocations are set to known amounts and the only frustration is how much is left over after making those allocations. Setting the variable allocations requires judgment and the month by month and annual tracking of expenditures in those categories. In my preceding blog post Creating an Accurate Monthly Budget – On the fly! I explained how to go about that effectively. Discretionary allocations cause the most challenge as those…

Creating an Accurate Monthly Budget – On the fly!

·12 April, 2018
·Samantha - Travelling King

“Life in the city can make you crazy for sounds of the sand and the sea. Life in a high-rise can make you hungry for things that you can't even see. Fly away, fly away, fly away.” These John Denver lyrics sung by him, with accompaniment by Aussie Olivia Newton-John, express the urges we all feel to get away from life’s daily routine. To do so often enough, most of us have to be patient and save money religiously. Maintaining expenditures consistent with an accurate budget accomplishes that. Unfortunately, a lot of people procrastinate in developing an accurate budget needed…

4 Hacks That Make International Adventures Easily Affordable

·5 April, 2018
·Samantha - Travelling King

Have you ever dreamed of going on an international trip, but shut the idea down because you think that it's too expensive? I mean, who wouldn't want to visit Paris or the Mediterranean? But, honestly, where does the extra cash come from? You probably think because you have so many bills to pay every month, you'll never be able to afford that international trip you've dreamed about for so long. But it turns out that travelling internationally doesn't have to break your bank. Just like there are surefire ways to lower the cost of a domestic vacation, the same can…

5 money lessons from a seasoned international traveller

·11 March, 2018
·Samantha - Travelling King

Since 2014 I’ve spent more than two years overseas, spanning a total of 25 countries. This has meant I have had to be careful with my money, both in saving prior to leaving and when on the go. But there were a number of occasions where I was caught off guard and parted with more money than I would have liked to. To help spare you from experiencing the same, I’ve devised my top five financial lessons from my travels. 1) Read the fine print In 2015 I had an extended trip planned through the United States. I hadn’t locked…

Budgets and Budget Busters

·6 March, 2018
·Samantha - Travelling King

Are you a person who just never gets around to preparing a budget for your income? If so, you are not alone. Because it takes work, lots of people treat it like a birthday wish. They blow out the budget candles and the wish never materializes. And if two people are involved, creating and using a budget is prone to contention, even angry disagreements. With a proper approach to the task, you can develop a personal budget gradually over time. If there are two you doing it, you can minimize or avoid stress over competing needs and perspective as well.…